Mashable’s latest #BizChats Twitter chat discussed how to incorporate paying back student loans into your everyday life.

Over the course of an hour, @MashBusiness covered an array of questions, ranging from the best circumstances to consider refinancing student loans, to the biggest mistakes to avoid when trying to pay student loans off.

College is such a great opportunity in a person’s life to expand their knowledge, challenge themselves academically, and help propel them to the profession of their dreams. The price tag for a four-year college education has risen at an alarming rate over the past several years.

Student loans aren’t a joke. But for a lot of people, they’re a needed accessory to further their education. You don’t have to view loans as daunting. Instead, view them as an opportunity to not just build your credit, but to take on more responsibility.

Before signing any financially binding agreement, there are a few important things you have to learn. @mashbusiness and several loan experts participated in a #BizChats Twitter chat to discuss how people can manage student loans and make the process work for their everyday lives.